Invest for your retirement. With added tax benefits.

On Eliteprosmart, you can open Traditional and Roth IRAs and plan for retirement alongside your other investments.

What is an IRA?

A Traditional or Roth IRA allows you to save for retirement with unique tax benefits—and you can open one alongside your employer-sponsored 401(k).

Traditional IRA

Eligible contributions are tax-deductible
Pay taxes later on withdrawals

Roth IRA

Make after-tax contributions if eligible
No taxes on qualified distributions or withdrawals

Invest for the retirement you want

Stocks, ETFs, and bonds

With a self-directed IRA on Eliteprosmart, you can access thousands of stocks, ETFs, and bonds to align your investing style with your retirement goals.
Options trading

On Public, you can trade options in your IRA—a feature many brokerages don't offer. Plus, you can earn rebates on your stock and ETF options trades.
Investment Plans

Prefer to set it and forget it? You can schedule recurring contributions to a pre-made Investment Plan—or build your own with up to 20 assets.

Earn up to $10,000 with each rollover or transfer

If you roll over a 401(k) or transfer an IRA to Eliteprosmart, you can earn a bonus of up to $10,000. We'll even cover any fees from your old brokerage.*

Transfer an IRA

*Fees covered for transfers over $1,000, up to $100 per transfer. Additional terms apply.

Retirement account value	Bonus
$5,000—$24,999	$150
$25,000—$99,999	$250
$100,000—$249,999	$650
$250,000—$499,999	$1,000
$500,000—$999,999	$2,000
$1,000,000—$4,999,999	$4,000
$5,000,000+	$10,000

Max out your IRA. Stress-free.

With an IRA on Eliteprosmart, you can set up recurring investments that stop once you hit the IRS limit, so you never have to worry about over-contributing.

*It is the customer’s responsibility to verify contributions they may have made at other institutions

See the power of compounding at work

Calculate how regular IRA contributions can transform your retirement savings over time.

The chart estimates how your savings could grow based on your specified interest rate and compounding schedule. It is for illustrative purposes only, not a guarantee of future results, and losses are possible. This is not tax or investment advice—consult your tax advisor for personalized advice. Visit see the IRS website for details on Traditional and Roth IRA limits and benefits. All investments involve risk.

How do I use this compound interest calculator?

Current retirement savings: Enter the total amount you've already saved for retirement, including any existing IRAs and 401(k) accounts.
Annual contribution: In 2025, the maximum contribution you can make to an IRA is $7,000.
When do you plan to retire: Enter the number of years from now when you expect to retire.
Average rate of return: Enter your expected investment return rate. The returns you can expect from your IRA depend on the investments you choose.
Compound frequency: Choose how often your returns are compounded (e.g., yearly, quarterly, monthly).

Get built-in protections from SIPC

Our broker-dealer is a member of SIPC, which protects up to $500,000 of the securities in your accounts, including $250,000 in claims for cash.

Fund your account in
5 minutes or less

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