Access industry-leading margin rates
Increase your buying power on Public with some of the industry’s lowest margin rates and more transparency at every step.
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Buying power with margin
Current buying power
More buying power. Lower rates.
When you enable margin on Public, you can amplify your investment potential with access to some of the lowest borrowing rates among US brokerages.
Compare the lowest margin rates from leading US brokerages
| Broker | Rate |
|---|---|
| 5.50% | |
| Interactive Brokers Lite | 6.83% |
| Fidelity | 8.25% |
| Vanguard | 10.75% |
| Charles Schwab | 11.825% |
| E*TRADE | 11.2% |
Chart reflects margin rates shown on competitor websites as of 11/11/24, exclusive of any special offers. Rates listed above are associated with each firm’s highest margin balance tier. Lower margin balances may be subject to higher rates. All rates above are subject to change without notice, and services vary by firm.
Our margin rates
| Margin Balance | Interest Rate |
|---|---|
| $250,000 or more | 5.50% |
| $50,001 - $250,000 | 6.50% |
| $10,001 - $50,000 | 8.50% |
| Up to $10,000 | 9.50% |
For margin balances above $1,000,000, email concierge@public.com to get the latest rates.
*See Fee Schedule and margin rate disclosures below for additional details.
Starting rate 9.50%
Lowest rate 5.50%
A more transparent margin experience
Easily check your margin balance
We keep you in the know about how much margin you have available, helping you avoid unexpected surprises and reduce the risk of a margin call.
Know when you’re investing on margin
We’ll alert you when a trade moves you into a margin balance, helping you make informed decisions on every order and avoid unintended borrowing.
Monitor your margin risk factors
From your margin management page, you track your margin status and risk levels with actionable insights to help you stay ahead of potential issues.
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